For Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Buyer Representation in a real estate transaction is important to protect your interest and there is NO CHARGE to the Buyer for this service. My experience with Riverview Florida Real Estate and other areas ranges from helping you find the right mortgage to helping you find the right home. For your convenience, I also provide listings by email. PLUS ... When you BUY a home from me, I offer a FREE 1-YR HOME WARRANTY from American Home Shield. *Free 1-year basic Home Warranty offered upon successful closing on a resale home using Brenda Baird-Makela as your REALTOR®
I pride myself on repeat business and hope you'll come to understand why.
How I Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Have your own agent. All homebuyers should be represented by an agent who has a fiduciary responsibility to them.
Closing Costs to Expect:
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Find out how much your closing costs could be.
More Questions? Please contact me with your questions by completing the form below. I will respond within 24 hours.
